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An oral history of the 2015 Global Business Study Abroad
Hard work and a can-do spirit aren't enough. For minority entrepreneurs, the American ethos can be a hollow promise, especially when seeking small-business loans.
Fast-casual eateries like Shake Shack and Chipotle are gobbling up the fast-food market with sizzling IPOs and serious devotion from millennials. While these newcomers are racking up social media likes, older giants are trying to reconnect with hungry people in the digital age.
No mountain is climbed in a straight line. Looking at my path between 1994, when I graduated from BYU, and where I stand today, it is certainly not a clean line.
The roar of more than thirty thousand screaming fans had just been swallowed by an avalanche of noise from an F-22 Raptor and an F-15 fighter jet streaking overhead.
Debt: it’s a financial swear, and its influence reaches almost everyone. As if continually heralded by fluorescent warning signs, we’re counseled to “stay out!” But we’re not heeding that advice: American consumers collectively owe more than $11 trillion.
If the snooze button and a towering fountain drink are your morning panacea, you could be one of the millions of Americans who aren’t getting enough shut-eye. Fortunately, there is help—and it doesn’t involve another Diet Coke.
It started out as a nutty idea, says Jeff Wilks, director of the School of Accountancy. How could students really dive into the topics that current accounting professionals are dealing with?
At age ten, Kent Andersen set his sights on being a doctor. He never once doubted his future in medicine—that is, until he submitted his medical school application. To the shock of friends and family, Andersen decided being a doctor wasn’t what he wanted to spend his life doing after all.
With the exterior complete and the interior finish work picking up pace, the Tanner Building Addition is quickly coming to life.
The retirement question often surrounds how much money you’re making, saving, and spending. It’s all about the time when work ends and, presumably, fun begins. You’ve either been stashing cash away, buying stocks, or even building a family business with the possible goal of selling it and enjoying retirement. Yet once retiree life begins, the financial work doesn’t suddenly end. The question now becomes: How will you make your savings last so you don’t run out of money before you run out of life?
If you think about the decisions you make between the ages of eighteen and thirty, you’ll realize they have a fundamental impact on where your life actually ends up.
I own two small companies. It’s hard to pay myself benefits, let alone all my employees. The first thing to look at is making sure they are paid a competitive wage, then add vacation/holidays and keep within reason. Next, they might need health insurance, but if the spouse is working elsewhere and is covered, we can sometimes eliminate it. Finally, you might look at adding tax deferred savings plans and insurance. Since both my companies are retail, we offer very steep discounts to employees. It has been my experience that most people working for small companies do not expect superb benefits. Also, in order to keep costs down, you must do a lot of shopping.
A Business Idea Whose Time Has Come
Several weeks ago, I traveled to the north side of Chicago to visit my son. I drove from downtown Chicago to Lincoln Park, where he lives. As I turned onto Clybourn Avenue, I suddenly encountered a scene that I hadn’t seen or thought of in years—the Clybourn Gospel Chapel.