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An oral history of the 2015 Global Business Study Abroad
Hard work and a can-do spirit aren't enough. For minority entrepreneurs, the American ethos can be a hollow promise, especially when seeking small-business loans.
Fast-casual eateries like Shake Shack and Chipotle are gobbling up the fast-food market with sizzling IPOs and serious devotion from millennials. While these newcomers are racking up social media likes, older giants are trying to reconnect with hungry people in the digital age.
No mountain is climbed in a straight line. Looking at my path between 1994, when I graduated from BYU, and where I stand today, it is certainly not a clean line.
The roar of more than thirty thousand screaming fans had just been swallowed by an avalanche of noise from an F-22 Raptor and an F-15 fighter jet streaking overhead.
Debt: it’s a financial swear, and its influence reaches almost everyone. As if continually heralded by fluorescent warning signs, we’re counseled to “stay out!” But we’re not heeding that advice: American consumers collectively owe more than $11 trillion.
If the snooze button and a towering fountain drink are your morning panacea, you could be one of the millions of Americans who aren’t getting enough shut-eye. Fortunately, there is help—and it doesn’t involve another Diet Coke.
It started out as a nutty idea, says Jeff Wilks, director of the School of Accountancy. How could students really dive into the topics that current accounting professionals are dealing with?
One month from delivering her third child, Jennifer Jackson Buckner boarded the elevator of her New York high rise holding the hands of her two young boys. Partway down from the twenty-ninth floor, a professionally dressed woman joined them. After watching the family for a few moments, the woman said as she exited the elevator with a smile, “Easier to start a company.”
This is the first of a five-part personal financial planning series sponsored by the Peery Institute of Financial Services. The next installment, addressing insurance, will appear in the Winter 2005 issue.
I want to describe a few of the people who surround me at the Environmental Protection Agency (EPA). My deputy has a PhD in Islamic philosophy. The person in the office next to mine is a former reporter for National Public Radio. A woman in our administration office is a concert pianist.
Professorships and Fellowships
I own two small companies. It’s hard to pay myself benefits, let alone all my employees. The first thing to look at is making sure they are paid a competitive wage, then add vacation/holidays and keep within reason. Next, they might need health insurance, but if the spouse is working elsewhere and is covered, we can sometimes eliminate it. Finally, you might look at adding tax deferred savings plans and insurance. Since both my companies are retail, we offer very steep discounts to employees. It has been my experience that most people working for small companies do not expect superb benefits. Also, in order to keep costs down, you must do a lot of shopping.
A Business Idea Whose Time Has Come
Several weeks ago, I traveled to the north side of Chicago to visit my son. I drove from downtown Chicago to Lincoln Park, where he lives. As I turned onto Clybourn Avenue, I suddenly encountered a scene that I hadn’t seen or thought of in years—the Clybourn Gospel Chapel.