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A human resources consultant describes the situation as “the worst.”
While others are making their morning commute down i-15 catching up on news or traffic, Ray Nelson is strolling down University Avenue brainstorming innovative ways students can learn.
I recently watched a report on CNN that said more than 40 percent of American households have credit card debt of $5,000 to $20,000, and more than 3 percent of U.S. households carry credit card debt of more than $40,000.
When Traci Stathis' client mentioned he was soon going on a two-week vacation to Florida, she supposed he wouldn't be available to review drafts or give feedback on their brochure.
Throughout our lives we may ascend to many summits. These climbs have unique challenges that require us to prepare and approach each one differently.
Commencement—or the ability to begin or start something—is a vital part of life. Boris Pasternak, a Nobel Prize-winning Russian poet, once described the talent and art of writing as “boldness in the face of the blank sheet.”
For nearly two decades, Eric Olsen was solidly employed as a manager in the high-tech sector. But, last year his employment streak ended when he and 1.7 million other Americans were laid off.1 
Nothing in the economic corner of our culture elicits more collective fascination than the stock market. Media attention, conventional wisdom, parental advice, folklore, and scandal all seem to work overtime when it comes to “the market.” U.S. equity markets at the dawn of the twenty-first century are unique in terms of the broad participation of individual citizens—both the wealthy and middle class. 
I own two small companies. It’s hard to pay myself benefits, let alone all my employees. The first thing to look at is making sure they are paid a competitive wage, then add vacation/holidays and keep within reason. Next, they might need health insurance, but if the spouse is working elsewhere and is covered, we can sometimes eliminate it. Finally, you might look at adding tax deferred savings plans and insurance. Since both my companies are retail, we offer very steep discounts to employees. It has been my experience that most people working for small companies do not expect superb benefits. Also, in order to keep costs down, you must do a lot of shopping.