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Hard work and a can-do spirit aren't enough. For minority entrepreneurs, the American ethos can be a hollow promise, especially when seeking small-business loans.
No mountain is climbed in a straight line. Looking at my path between 1994, when I graduated from BYU, and where I stand today, it is certainly not a clean line.
If the snooze button and a towering fountain drink are your morning panacea, you could be one of the millions of Americans who aren’t getting enough shut-eye. Fortunately, there is help—and it doesn’t involve another Diet Coke.
I was very fortunate to attend Brigham Young University. I graduated with a master’s degree in accounting, and I’m not sure I was really aware at the time of what a great education I had received. When I entered BYU I wanted to play football, but once I began taking accounting and business classes at the Marriott School, I realized I had much better prospects in accounting.
When advertisers think right, they’re right on.
It’s striking that even in 2013 more than one billion people around the world live in conditions with no access to electricity. That means they have no heat for their homes and nothing to cook their food on. They do not have the ability to clean their water or to refrigerate medicines. They don’t have hospitals.