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Fall 2002 Fall 2018 Summer 2001 Summer 2006
Good morning. It’s great to be with you today. You are truly an awesome sight. The last time I spoke at a graduation was at my high school ceremony some thirty-three years ago. Then as now, I find it a very humbling task. 
More than 20 million Americans are counting on their 401(k) investments to help see them through retirement. Some predict that 401(k) holdings will grow from $500 billion to more than $2 trillion by 2006.1 
Against all odds, the U.S. Olympic Hockey Team stole the gold medal at the 1980 Winter games in Lake Placid, New York. The squad of amateurs knocked off Finland in the finals, clasping the gold and earning the title "The Miracle on Ice."
There are no easy fixes to maintaining a workable balance between family and career; it is always a struggle. I have found that this sort of balance can only be achieved through clear focus and relentless personal discipline.
Despite the conversion of hundreds of dot.coms to dot.bombs over the past year, Americans continue to view entrepreneurship as a career path with potential.