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Your credit score is a three-digit number with a large impact. Here’s how to keep your number looking smart and how to understand what goes into calculating your score.
It may be time to reset your browser’s toolbar. With nearly 300 million sites on the web (and counting), finding the best resources online can be a little paralyzing—that’s why we’re here. You might not be plugged into the following cool and innovative sites, but you should be.
I own two small companies. It’s hard to pay myself benefits, let alone all my employees. The first thing to look at is making sure they are paid a competitive wage, then add vacation/holidays and keep within reason. Next, they might need health insurance, but if the spouse is working elsewhere and is covered, we can sometimes eliminate it. Finally, you might look at adding tax deferred savings plans and insurance. Since both my companies are retail, we offer very steep discounts to employees. It has been my experience that most people working for small companies do not expect superb benefits. Also, in order to keep costs down, you must do a lot of shopping.