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Preparedness has been preached by the Boy Scouts, the federal government, and Dwight Schrute (remember that episode where he sets the office on fire?). And there are far too many cautionary tales of people and businesses that failed to prepare and faced tragic consequences when disaster struck.
Growing a garden isn’t all weed pulling and sweat. It’s a boon for your health—not to mention your dinner table. In fact, gardeners consume the recommended amount of fruits and veggies nearly twice as often as their non-planting peers.
I own two small companies. It’s hard to pay myself benefits, let alone all my employees. The first thing to look at is making sure they are paid a competitive wage, then add vacation/holidays and keep within reason. Next, they might need health insurance, but if the spouse is working elsewhere and is covered, we can sometimes eliminate it. Finally, you might look at adding tax deferred savings plans and insurance. Since both my companies are retail, we offer very steep discounts to employees. It has been my experience that most people working for small companies do not expect superb benefits. Also, in order to keep costs down, you must do a lot of shopping.